Small business cybersecurity checklist

Basic protections every small business can put in place: accounts, devices, backups, staff habits and leavers.

Use it on screen
Small business cybersecurity…AccountsDevices and softwareDataPeople🔐
How to use itWork through it once, fix the gaps, then review quarterly. Get an IT professional for anything you are unsure about.

Where the small business cybersecurity checklist fits

Small businesses are frequent targets because they often lack basic protections. Most attacks start with a stolen password or a fake email.

Shift teams add a specific risk: shared devices and logins at kiosks, registers and tablets. Give each person their own login where possible.

14 items. Fill it in on screen or print a copy.

Accounts

Devices and software

Data

People

How to use the small business cybersecurity checklist step by step

  1. Start with MFA on email and payroll.
  2. Keep an inventory of devices and accounts.
  3. Test a backup restore.
  4. Run short phishing awareness sessions.
  5. Review quarterly.

A small business cybersecurity checklist in use

A 20-person cleaning company turns on multi-factor authentication for email and payroll, moves shared tablet logins to personal PINs, and adds a step to its offboarding checklist to remove access on the last day.

What the small business cybersecurity checklist protects you from

Every US state has a data breach notification law, so a hacked inbox holding employee Social Security numbers or customer card data can trigger notice duties. Payroll account takeovers are also used to redirect direct deposits, which is why the list puts multi-factor authentication on payroll first.

Filled-in sample

Password manager Set up for 9 staff, shared vault for vendor logins
Multi-factor On for email, bank, payroll; POS admin pending
Admin rights Owner and office manager only
Updates Auto-update on; 1 front desk PC was 3 months behind
Backups Nightly cloud plus weekly USB kept off-site
Restore test Client file restored Oct 20, worked
Offboarding Groomer Tess removed from email, schedule, POS same day

Harbor Paws Grooming runs three shops in Tampa, and Kevin, the owner, marks the POS admin login as pending instead of ticking it. An honest pending item is more useful than a full column of checks.

Where a small business cybersecurity checklist goes wrong

Customizing the small business cybersecurity checklist

Retail and restaurantsFocus on the POS, the card terminal and the back-office PC, and keep the guest Wi-Fi password different from the one staff use.
Remote and field teamsRequire screen locks and remote wipe on company phones, and agree what work data may be kept on personal devices.
Quick winSet up a dedicated email address or channel just for ‘this looks suspicious’ reports, and thank people who use it. Fast reporting matters more than perfect spotting.

Questions about the small business cybersecurity checklist

Where should I start?

Multi-factor authentication on email and finance accounts.

Do I need an IT company?

For setup and reviews, it often helps.

How often should I back up?

At least daily for important data.

Is this a full security program?

No. It is a baseline.

Are text message codes good enough for multi-factor authentication?

Text codes are much better than a password alone, but they can be intercepted if someone talks your phone carrier into moving your number to a new SIM. An authenticator app or a hardware security key is stronger. Use the stronger option first on email, banking and payroll, where a takeover costs the most.

What should I do if an employee clicks a phishing link?

Disconnect that device from the network and change the password for the affected account from a different device. Check whether multi-factor authentication is on and whether any email forwarding rules were added. If payment or bank details may have been exposed, call the bank right away, and thank the employee for reporting so others report too.

Related resources

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Related guides and tools

Photo proof that the work was done

Assign the work in EZTime to an employee, a team or a whole location, ask for photo proof, and get a late alert instead of chasing people. Book a demo if you want a walkthrough.

General information to adapt to your business. Examples on this page are fictional.