How to apply for an EIN

What an Employer Identification Number is, who needs one, how to apply with the IRS online, by fax or by mail, what information to prepare and what to do after you receive it.

You found a pro tip Save the EIN confirmation notice as a PDF in two places, such as your accounting folder and a secure cloud drive. Banks, payroll providers and licensing offices will all ask for it.
In shortAn Employer Identification Number (EIN) is a nine-digit federal tax ID that the IRS issues to businesses. You need one if you have employees, operate as a corporation or partnership, or meet certain other conditions, and banks often ask for one to open a business account. You can apply free of charge directly with the IRS, most quickly online, or by fax or mail using Form SS-4. Prepare your legal name, entity type, responsible party details and the reason you are applying before you start.

What an EIN is

An EIN, also called a federal tax identification number, identifies a business for federal tax purposes, much like a Social Security number identifies an individual. It is used on payroll tax filings, employee W-2 forms, business tax returns and Forms 1099 issued to contractors, and it is often required to open a business bank account or apply for business licenses and credit. See how to open a business bank account.

Who needs an EIN

A sole proprietor with no employees can often use their Social Security number, but many get an EIN anyway to avoid sharing their SSN with clients and to keep business and personal matters separate. See what is a sole proprietorship. The IRS website has an official list of who needs an EIN; check it if you are unsure.

Before you apply

Information to prepare
Item Notes
Legal name of the business Exactly as registered with your state, if applicable
Trade name (DBA) If different from the legal name
Business address Mailing and physical location
Entity type Sole proprietor, LLC, corporation, partnership, nonprofit and so on
Responsible party The person who ultimately owns or controls the business, with their SSN or ITIN
Reason for applying Starting a business, hiring employees, banking purposes and so on
Start date and accounting year Date the business started or was acquired; closing month of the accounting year
Expected employees Number expected in the next 12 months and first wage date
Principal activity What the business mainly does

If you are forming an LLC or corporation, form it with your state first so you can give the IRS the correct legal name and entity type.

How to apply

Application methods
Method How it works Notes
Online Complete the IRS online EIN application in one session Fastest; you typically receive the EIN at the end of the session. Available to applicants whose principal business is in the U.S. or U.S. territories and whose responsible party has an SSN or ITIN. The IRS limits EINs to one per responsible party per day
Fax Send a completed Form SS-4 to the IRS fax number for your location See the Form SS-4 instructions for processing details
Mail Mail a completed Form SS-4 Slowest option
International applicants Applicants without a U.S. principal place of business can apply by phone, fax or mail See IRS instructions for international applicants

Check the current Form SS-4 instructions on irs.gov for addresses, fax numbers and processing details, which can change.

Step by step: applying online

  1. Go to irs.gov and find the official “Apply for an EIN online” page. Make sure you are on the IRS website.
  2. Choose your entity type and the reason you are applying.
  3. Enter the responsible party’s name and SSN or ITIN.
  4. Enter the business name, address and details such as start date and expected employees.
  5. Review everything carefully; errors can be hard to fix later.
  6. Submit and save or print the confirmation notice with your EIN.
  7. Keep the confirmation with your permanent business records.

Avoid paying for something that is free

Applying for an EIN directly with the IRS is free. Many websites look official but charge fees to submit the same application for you. Unless you choose to pay an accountant or attorney to handle it, apply on irs.gov yourself. Never share your SSN on a website you have not confirmed is the IRS.

After you get your EIN

  1. Open a business bank account.
  2. Register with your state for state income tax withholding and state unemployment insurance if you will have employees; requirements vary by state.
  3. Get any business licenses and permits you need; see how to get a business license.
  4. Set up payroll before your first payday, including federal deposits and filings such as Form 941 and Form 940; see our glossary entries on Form 941 and Form 940.
  5. Prepare new-hire paperwork, including Form W-4 and Form I-9, and complete state new-hire reporting; see our new hire paperwork checklist.
  6. Store the EIN confirmation safely.

When you need a new EIN

A simple change of name or address usually does not require a new EIN; you notify the IRS instead. Check IRS guidance for your situation.

Common mistakes

Lost your EIN?

Check your confirmation notice, old tax returns, bank account records or payroll filings, which all show the EIN. If you still cannot find it, the IRS has a business and specialty tax phone line that can provide it to an authorized person after verifying identity.

Getting ready to hire

For many small businesses, the EIN is the first step toward hiring. Before your first employee starts, decide how you will track hours, calculate overtime and run payroll. See hiring your first employee and how to calculate payroll hours.

How EZTime helps

Once your EIN is set up and you start hiring, EZTime records employee hours with mobile clock-in, calculates overtime and exports timesheets to payroll, so your first payroll runs on accurate hours. Plans start at $2 per employee per month; see pricing.

Where you will use your EIN

Common uses
Use Notes
Business bank account Most banks require it for LLCs and corporations
Payroll setup Needed for payroll tax filings and W-2s
Forms 1099 Issued to contractors you pay
Business licenses Many applications ask for it
Vendor accounts Suppliers may request it on credit applications

See how to open a business bank account and hiring your first employee.

Keeping your EIN details current

If your business address or responsible party changes, update the IRS using the official process. Keeping details current ensures notices reach you and avoids delays when you file or open accounts. Check irs.gov for the current form and instructions.

After the EIN: next registrations

  1. State tax registration for withholding and unemployment insurance, if you will have employees.
  2. Sales tax registration, if you sell taxable goods or services.
  3. Local business licenses.
  4. Workers’ compensation insurance when you hire.

Requirements vary by state. See how to get a business license.

EIN application check

Tick each item you have ready.

0 of 6. Gather the basics before you apply.

Frequently asked questions

What is an EIN?

A nine-digit federal tax identification number the IRS issues to businesses.

Does it cost money to get an EIN?

No. Applying directly with the IRS is free.

How long does it take to get an EIN?

Online applicants typically receive the EIN at the end of the session; fax and mail take longer.

Do sole proprietors need an EIN?

Not always. Those with employees or certain tax obligations do; others can often use their SSN but may choose an EIN.

Do I need a new EIN if I change my business name?

Usually not. A name change is reported to the IRS; a change of structure may require a new EIN.

How do I find a lost EIN?

Check the confirmation notice, tax returns or bank records, or contact the IRS business line.

Where to go next

Related guides and tools

A checklist for every start and exit

Run new hires through an onboarding track in EZTime, collect signed forms, and use the offboarding track when someone leaves. See current plans and what each one includes on the pricing page.

Disclaimer: This guide is general information only and is not tax or legal advice. IRS procedures and requirements change. Check current guidance on irs.gov or consult a qualified tax professional.