Which states run paid family and medical leave insurance programs, how they are funded, how much leave they cover and what employers need to do.
Paid family and medical leave (PFML) programs are state insurance funds. Employers withhold contributions from wages, sometimes add an employer share, and send them to the state. When an eligible employee needs leave to bond with a new child, care for a seriously ill family member or recover from their own serious health condition, the state pays a weekly benefit based on their wages. The employer does not pay the benefit directly, but has duties around registration, contributions, notices and, in many states, job protection.
These programs are different from paid sick leave laws, which require employers to provide short paid absences, and from the federal FMLA, which gives job-protected but unpaid leave.
Figures are for 2026 where the official program page states them, retrieved November 8, 2026. “See source” means the page we reviewed did not state the figure. Eligibility rules, waiting periods, benefit formulas and job protection details are not shown; follow the link before acting.
| State | Program and status | Maximum leave | 2026 funding | Max weekly benefit | Official source |
|---|---|---|---|---|---|
| California | Paid Family Leave: paying benefits | Up to 8 weeks | See source | $1,765 | EDD |
| Colorado | FAMLI: paying benefits | Up to 12 weeks (more for pregnancy complications) | See source | See source | FAMLI |
| Connecticut | CT Paid Leave: paying benefits | Up to 12 weeks in 12 months | 0.5%, employee-paid | See source | CT Paid Leave |
| Delaware | Delaware Paid Leave: benefits from Jan 1, 2026 | 12 weeks combined per year | Under 1%; employer pays at least half; employers with 9 or fewer exempt | $900 | Delaware DOL |
| District of Columbia | DC Paid Family Leave: paying benefits | Parental 12, medical 10, family 6, prenatal 2 weeks (from Oct 1, 2026) | Employer-funded | $1,100 (from Oct 1, 2026) | DC OPFL |
| Maine | Maine PFML: benefits from May 1, 2026 | Up to 12 weeks | See source | See source | Maine DOL |
| Maryland | Maryland FAMLI: benefits from Jan 1, 2028 | Up to 12 weeks | See source | Up to $1,000 | MD Labor |
| Massachusetts | PFML: paying benefits | Up to 20 medical, 12 family, 26 combined | Employer and employee; employer share only at 25+ covered individuals | $1,230.39 | Mass.gov |
| Minnesota | Minnesota Paid Leave | See source | See source | See source | MN DEED |
| New Jersey | Family Leave Insurance: paying benefits | 12 weeks (8 if intermittent) | 0.23% employee-paid, up to $171,100 of wages | $1,119 | NJDOL |
| New York | Paid Family Leave: paying benefits | Up to 12 weeks | 0.432% employee-paid, up to $411.91 a year | $1,228.53 | NY PFL |
| Oregon | Paid Leave Oregon: paying benefits | Up to 12 weeks (14 for pregnancy) | 1% of wages; employees 60%, employers with 25+ pay 40% | See source | Paid Leave Oregon |
| Rhode Island | Temporary Caregiver Insurance: part of TDI | Up to 8 weeks | See source | See source | RI DLT |
| Washington | Paid Family and Medical Leave: paying benefits | See source | 1.13% in 2026; employees up to 71.43%; employer share at 50+ employees | See source | WA ESD |
New Hampshire offers a voluntary paid family and medical leave insurance plan rather than a mandatory program (NH PFML). Several states, including Hawaii, also run temporary disability insurance for an employee’s own non-work illness, which is a separate program.
Several states allow employers to provide the benefit through an approved private plan instead of the state fund, as long as it is at least as generous. This can make sense for larger employers, but it adds administration. Check each program’s rules for private or equivalent plans.
A restaurant group has 40 employees in Oregon. For 2026, the Paid Leave Oregon contribution is 1% of wages. Employees pay 60% of it and, because the group has 25 or more employees, the employer pays 40%. For an employee earning $800 a week, that is $4.80 from the employee and $3.20 from the employer each week. If that employee later takes 6 weeks to care for a parent, the state pays the benefit, and the employer’s main job is to coordinate the leave with the schedule. (Fictional example; benefit formulas are set by each program.)
Long leaves leave gaps in the schedule. Plan coverage early, track who is on leave and when they return, and keep hours records accurate, because wage data drives eligibility and benefits. EZTime handles time off requests and absences next to the schedule, so managers see upcoming leave while they plan shifts. EZTime does not file claims or remit state contributions; those stay with your payroll provider.
No. The FMLA provides unpaid, job-protected leave for eligible employees. Paid family leave comes from state programs.
It varies. Some programs are funded only by employees, others split costs with employers, and DC’s is employer-funded.
Usually employees are covered regardless of employer size, but several states exempt small employers from the employer share or, in Delaware’s case, from the program.
Some programs include job protection, others do not, and FMLA or state leave laws may apply separately. Check each program.
Generally the state where the employee works. Employees working in more than one state need a closer look.
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